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in
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Greetings!
February Meeting Topic
"Using the PC for Personal Investing"
Our speaker will be Dan Chisolm.
Dan is the Computer Group Contact and Web Editor for the Greater
Piedmont Chapter of the National Association of Investors Corporation (NAIC).
(http://www.better-investing.org/chapter/piedmont).
Dan has done numerous seminars for the Greater Piedmont Chapter. He
describes his message in the following paragraph.
"What began as an experiment more than 60 years ago clearly
is working. Large numbers of individual investors have become successful
investors, building and maintaining their wealth by following three
basic principles." --- NAIC.
We can help any motivated person to become a successful lifetime
investor.
Here are reasons for you to be concerned:
1. Many investors never learn about investing, or not until their 30s,
40s, and 50s
2. Surveys show uncertainty about personal financial matters, for both
adults & youth
3. Many employees lack knowledge to manage their own 401-k retirement
plans.
4. The Changing Nature of Employee Benefits
5. Social Security System
Here are the simply approaches to use in becoming successful
investors:
1. Invest regularly (monthly, quarterly)
2. Reinvest all earnings (dividends, gains/losses)
3. Buy growth oriented companies
4. Diversify your portfolio
We will discuss the investment principles, which have guided
successful NAIC investors for years. We will introduce you to the Stock
Selection Guide, the basic tool for becoming a successful investor.
Dan has a great deal of knowledge and experience using "Investors
Toolkit", NAIC's primary computer based tool for investment
selection. Those who use the personal computer to facilitate their
investment process should find this a beneficial discussion. If you
spend any time at all watching the market, this program is a must.
Views
From the Top
Richard Kinkel, President
Well it's time for another views from the top and I'm preoccupied
with the thought that we might go without power for two or three days,
since it's snowing heavily, and the weather service is calling for .5-1
inch of ice tonight. So I better get this out before I lose power. I'll
let you know at the next meeting what happened. In this modern
electronic age, if the power goes out, my activities come to a stand
still. All my telephone numbers are stored on the computer. In fact, I
can't even write a check since that's done with Quicken. Without power,
I can't even call my friends for help. Now, I do have an old fashion
rotary phone and I can make a call as long as I have a phone number to
call. But with the computer down, the flow of information stops.
Now for some club business: we are very lucky to have Dan (who's a
PhD) to talk about making better financial investments using your
computer. So you won't want to miss it. Please tell all your friends
about it. I promise that the presentation will be the best the club has
had this year. I use Quicken, so I'm interested to hear what Dan has to
say.
Also, don't forget to attend the SIGs, and don't forget to take note
of the new schedule, which you can find in the club newsletter. And
finally, let me remind you that club elections are coming soon; anyone
interested?
Now let me go outside and take some snow photos. See you soon.
Go
to the PC Club's Website
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From
The Font |
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| Keith
Wales, Sr.
The following about the Market Pro Show is more important
than my ramblings.
From The Font will be back next month for the Series Finale. See
you then.
Dewey Williams
The MarketProShows Computer Show at Metrolina Expo was a
success, for MarketProShows, the vendors the attendees and, best
of all, for the PC Club of Charlotte. Throughout the day
Saturday and Sunday, our volunteers handed out PCCC business
cards and talked with people about the club. Over 20 people
signed up for the newsletter by noon Saturday, which could mean
new faces at the meetings and new members.
I spoke with the MarketProShows liaison who said that they
hope to come back 3 or 4 times a year. We can be assured of a
table whenever they have a show.
I want to thank the volunteers who worked the show. A big
thanks also goes to Bill Barnes and Jim McClanahan, who quickly
put together flyers for display and distribution.
For the next computer show we will be more prepared,
organized and have more notice.
Thanks again to everyone involved
Dewey
Editor
Bytes & Bits » |
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Upcoming
Meeting Topics |
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- February
Usng Your Computer to Invest
- March
Officer Elections
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Web
Thoughts |
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| Bill
Barnes, PCCC
Many years ago, when the local TV station was looking for a
successor to Dr. Who, they showed the short-lived, 1987
series Star Cops, placed in the 2020s. One of the props was a device a little
larger than a double-pack of cards that the lead character
carried in his pocket and referred to as "Box." His
possession of Box was mildly scandalous, not because it was
illicit; but because its purchase required near Gatesian
resources and he was a mere civil servant. The explanation was
that his father worked with the developer and it was a token of
appreciation.
Box was a magical device because its owner simply had to ask
a question and it could access all the global information stores
and find a response in a few minutes. Sounds sorta like Google
on your Treo.
Last time I touched on the concept of remote control that
allows you to work on your computer as though you were
sitting at your desk from any PC on the internet. Now, replace
the home computer in this picture with a service bureau and
visualize the possibilities.
You sit down at any thin client** anywhere in the world. Log
in with biometric authentication and encryption and you're
connected to a virtualization of your desktop with your data and
your preferences. It doesn't matter whether the client is in
your cubicle at work, your cell phone, or an ATM; it has the
same information.
There is no issue of synchronizing your contact list between
Outlook and your Palm because you only have one, live, contact
list. If you're in the middle of writing an email, paying bills,
or watching a video when it's time to leave for work; just hit
"suspend" and pick up at that exact point on the train
or in the coffee shop. Did you forget the grocery list? Pull out your PDA and there it is, including the dinner
ingredient your spouse just discovered wasn't in the pantry and
a request from your children to pick them up at the library
because it's raining.
At work your company data and programs are seamlessly integrated into
or judiciously isolated from your personal activities. Email
can be filtered so you don't get the vacation pictures from your
brother until you switch from "at work" to "at
home." On the other hand, your calendar is merged (at least
during working hours) so you know you'll miss that safety
lecture because of your dentist appointment. If you are required
to, or restricted from, accessing certain tasks at certain
times, it's appropriately managed.
All of this personal computing comes to you from
central servers for a competitive monthly fee. You don't have to
think about hard drive crashes, backups, software updates, or
virus attacks because the system's managed by professionals. If
you need more computing power, either for today or
permanently, just upgrade your subscription.
You can lease your applications by the month to be assured of
always having the latest revision or buy a "lifetime"
license. Either way, software costs should come down because
publishers are assured that every user will pay for his use.
Programs should be better because programmers don't have to
spend time making sure they work with every configuration of
Windows on every type of PC installed by people with all levels
of expertise. Meanwhile, if you want to try out a new program,
you're not stuck with either bootlegging it or laying out big
bucks to buy it. Just add it to your subscription list for a
month. The publisher may even make the first month free, hoping
you'll subscribe.
This story may be as accurate a picture of next year as
Detroit's concept cars, but it's not totally pie-in-the-sky.
All of this technology exists today. It may not be totally
integrated or broadly used outside certain markets, but it's
here. It just needs someone to bring it all together, put a
friendly face on it, and sell it to a billion users worldwide
(Dewey and I will opt out). Who will be the next Steve Jobs or
Sergey Brin?
Thin
client
A terminal that provides input to and displays results from a
program running on another computer. In this case it could be an
installed program such as those from RealVNC or Citrix; a browser
plug-in such as the Java programs used by RealVNC or GoToMyPC; or
a text screen such as you might get connecting from a cell phone,
ATM, or drink machine. In any case, it runs the same program with
the same data and essentially the same user interface that you're
always familiar with on the central server. The experience is
independent of your terminal's operating system, whether it's a
PC, Mac, PDA, or Linux system.
Non
Sequitor
In my article I made reference to Sergey Brin. Since I wasn't
sure how to spell his first name, I opened Google and typed
"Brin" in the search box. "Sergey" came up
as the second item. This was a link to his staff profile as a
graduate assistant at Stanford in 1998.
Read
last month's article »
More on Firefox.
It's official. Both Business Week and Newsweek had articles
on Firefox in their January 24 issues. When the general press
starts telling Microsoft to watch their rear-view mirror, you
know something's up.
Business
Week article
Newsweek
article |
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Special
Interest Group (SIG) |
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| Special
Interest Group
The NEW SIG schedule is as follows:
Web Design
Wednesday, February 2, 2005, 7:00pm
CompUSA, South Boulevard and I-485
The Topic is No Meeting this Month
Office SIG
Monday, January 17,2005 at 7:00pm
CompUSA, South Boulevard and I-485
The Topic is TBD .
Internet SIG
Thursday, January 20, 2005 7:00pm
CompUSA, South Boulevard and I-485
The Topic is See PC3 Web Site
Digital Camera SIG
Tuesday, November 16, 2004, 7:00pm
CompUSA, South Boulevard and I-485
The Topic is See PC3 Web Site
SIG
Calendar » |
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January
Board Minutes |
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| Bill
Barnes, Vice President
The PCCC Board met January 24, 2005 at Gus' Sir Beef.
Attending were Richard Kinkle, president; Bill Barnes,
vice president; Bob Carraway, membership; Jim
McClanahan, membership development; and Paul Reiss
and Galen Bolin, SIG leaders.
Jim reported that, despite a late start on our organization,
we had a good response to our table at the MarketPro Computer
Show. We got 30 new email addresses and at least 3 of these
showed up at the MS Office SIG the next week. Jim wrote a letter
he will send them that we will also post to the membership
section of the website. Welcome to our new members! Bob reported
that we have 58 paid members. Everyone's membership will be due
in April. We had a lively discussion over our policy of making
all memberships expire in April. There were several suggestions
of ways to make the cost of dues more equitable for new members.
1) Make all dues paid after January 1 valid until April of the
next year. 2) Prorate dues of members who join after April. 3)
Return to a variable membership expiration so all dues are for
12 months. We deferred decision for more discussion. If you have
any ideas, please pass them on to Bob or Jim at
membership@pc3.org.
Once again, we are out of program ideas for the General
Meeting. Everyone wants to have outside speakers, but no one has
any contacts or is willing to chase them down. Paul will try to
get the speaker who ran out of time a year ago to come back.
Galen volunteered to revisit his presentations on PC video or
burning CDs. Dewey and Bill are considering a hands-on session
on networking. If you have any thoughts on program topics,
please pass them on to Richard. Especially, if you have
contacts for outside speakers or are willing to contribute as
Program Chairman, contact Richard or come to the Board
meeting. The next Board meeting will be 5:30 February 28 at the
Ole Smokehouse, 1513 Montford Dr. All members are invited to
give their input. If you have any questions, contact Richard
Kinkel at president@pc3.org.
January Treasurers Report
Beginning Balance...................$2870.27
Current Balance......................$2738.11
Submitted By Pam Wales
Join
the Forum! » |
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Excel-
The Missing Manual |
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| Bob
Carraway
I attended the recent MS Office Significant Interest Group
(SIG) last week held at CompUSA and sponsored by the Personal
Computer Club of Charlotte. At the meeting I won a book on
Microsoft Excel. One of the great benefits of attending these
SIGs is the occasional opportunity to take one of these great
gifts home with you.
The book is published by O'Reilly and is
titled, "Excel The Missing Manual."
The book written by Matthew MacDonald is over seven hundred
pages long and covers versions 2002 and 2003. I really expected
the book to be too complex and not user-friendly, however, I was
delighted to find the book to be well written and designed for a
"Regular Joe." I have found it to be easy reading and
very informative. The name of the book is apropos. It truly is a
timely book that should be included with Excel software.
There are eight sections in the book which include, Worksheet
Basics, Formulas and Functions, Organizing Worksheets, Charts
and Graphics, and much more. The book retails for $40.00 in the
US, but I found it on Amazon for about $20.00, but with 600
pages. I don't know which version is the newest, but either one
would be a great addition to anyone's computer book library. I
highly recommend this book to anyone who uses Excel, and the
price is right too. |
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My
New Computer |
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| By
Walt Kreiling
Editors Note: This is a reprint form an old Bytes
and Bits but it has things to ponder for us today.
Let me tell you about my new computer. I can't reveal where
or how I came to get this amazing machine, but I got it and it
is truly an exceptional unit. As a matter of fact I'm not
supposed to let anyone know about it, but being a member of the
PCCC I decided to let you all know. Promise you won't let anyone
outside of the PCCC know, or else don't read the following.
While most of you are getting the latest state of the art
Pentium II's with about 300mhz speeds, I have got a Pentium XV
(or Pentium 15 for those of you who can't read Roman Numerals)
with infinite speed. This machine won't be generally available
to the public until late 2015.
Specific application software is no longer a problem for me.
This machine communicates with the Manufacture's Software data
base and downloads whatever software is required instantly. This
way I always have instant access to all available software with
all the very latest features. You may ask how this is
accomplished, but I better not tell you. Suffice it to say that
the communications path is via a sub-space variable harmonic
link using direct Omega pattern radial parameters with
gravimetric modulation. Similar to those you hear of on
Star-Trek.
There is no keyboard or mouse with this machine. The Input
normally done via a keyboard is now by voice. The mouse function
was replaced with a device which follows your eye movements.
One of the very first things I did after receiving this
miraculous machine was to go on line on the internet, and being
a faithful PCCC member I called up pc3.org. I received a
message, "address does not exist", but I know it does
exist! I did a whole lot of fuming and fussing and was finally
able to determine the problem.
It seems the internal date and time were set incorrectly!
That is the date/time was mostly OK, but the year was incorrect
in that the year shown was 2015. I tried to set the year to 1998
but to no avail. The machine was being built for a future time
and would not accept any year prior to 2000. I guess this is a
reverse of the millennium problem we are looking forward to next
year.
I reset the year to 2000, and tried again to access pc3.org.
This time I was successful and the club's home page was
displayed. However, on closer examination to my utter surprise,
I could see that the date on the latest club newsletter was
January 2000. Truly amazing, I could see into the future! How
this computer accomplished this I'll never know.
Reading through this future newsletter, although it was a
much shorter publication than it is today, I could see that the
club president and other officers were still pleading for other
members to come forward and take a more active part in the club.
It seemed to me to be a part of the continuing effort at
sparking some membership interest in the club. They were using
the same old arguments in trying to get members more interested
in the club. You know the lines, "Only a very few of the
members are willing to take active parts, and this is an
overload on them." Same old stuff we've heard at the latest
meetings. Not very interesting, and it didn't hold my attention.
So, I changed the date to 2001 and accessed pc3.org again.
"Address does not exist" was the response. Now what
could be the problem? Did the club drop its web page? Other
attempts to find pc3.org with dates past 2001 were also
unsuccessful. What could have happen? I went back to the year
2000 newsletter and looked up the Email address of the club
president (I'm not going to tell you who that was/will be.) I
wondered what if I sent an Email to the president with the year
set to beyond 2000.
Setting the year to 2003, I Emailed him/her with the
question, "What was going on with the PCCC web page?"
No response. Tried again, same no response.
Then, I had a thought "what if the responses are coming
to me in the year 2003? I then asked them to resend with the
year changed to 1998 so that I could run some checks on my
machine. I lied and made the excuse that my machine was old and
not millennium compliant and would not accept anything dated
beyond 1999. This time I was successful. Email came back from
the year 2003!!!
As you may suspect by now, the responses from 2003 indicated
that the newsletter had died in early 2000. The web page lasted
only a few months beyond that The entire club folded before the
start of 2001. The few members who had been doing the jobs
necessary for running the club had reached their point of
overload, and had walked away from those jobs. Without any new
membership interest in keeping the club going, it simply ceased
to exist. However, the members who had been carrying the ball
all those years, still continued to get together on a regular
basis, sort of a mini-PCCC. I was invited to join them, but only
if I would commit to being an "active" participant. I
had to decline; they did not know that I was still back in 1998.
This really got me to thinking. What will it mean to me if
the club folds? I have to admit, it would be a real loss to me.
I enjoy the people, the meetings, and I have learned a lot by
just being a member. The club is a give and take organization.
Have I been taking more than I'm giving? Sadly I had to admit it
was true. Many times I have thought of writing something for the
newsletter, but never got around to it. I've been "felt
out" to see if I would accept an club officers position,
but politely made excuses to not accept. I have given a little,
in that I've worked the PCCC booth at the Computer shows
attempting to drum up new members but is that enough?. Even this
little bit of working the Computer shows has an underlying
motive in that it gets me free admission to the show (saving me
$6.).
So now (1998), can I prevent the possible future collapse of
the PCCC? No. I'll continue to work the Computer shows and I
will become more active in contributing to the newsletter
(evidence this article). I can not at this time commit to an
office but I am entertaining thoughts of next year. Maybe I
should just shut down this new computer and let the future take
whatever course it will. Whatever will be will be? Or will it.
Can the whole of the membership prevent a future collapse? Yes.
But will they? |
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Web
Potpourri |
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| Keith
Wales, Sr., PCCC
The following link to Computer Stupidities was
submitted by Dewey Williams.
It is a real riot of a site.
Send me your favorite sites and you to could be in the spotlight
next month.
Computer
Stupidities » |
| Support
Our Club and Its Members |
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